If you are considering filing a personal injury claim in Florida, it is essential to understand the law and processes around personal injury claims and cases. Unfortunately, there is a lot of misinformation out there that can lead to confusion or misunderstanding. At Kurtz, Peters & Associates, we want to ensure that our clients have access to accurate and helpful information, so they can make informed decisions about their case. To help dispel some of the common misconceptions about personal injury law in Florida, we have put together this blog post.
Myth #1: All Personal Injury Claims are Automatically Covered by Insurance
This is not true—in fact, it’s quite the opposite. Before you file a personal injury claim, you must first determine whether or not your particular situation is covered by insurance. In many cases, the defendant has no insurance at all, which means that you will be responsible for covering any damages incurred during your case. This is why it’s important to always consult an experienced lawyer before filing a personal injury claim. They can advise you on whether or not your case qualifies for coverage under insurance policy language and if so, which policies may apply.
Myth #2: You Don’t Need an Attorney if You Have Liability Insurance
It’s true that having liability insurance can provide some financial protection during a personal injury claim; however, it does not mean that you don’t need an attorney. Even if your case is covered by insurance, there are still legal issues that need to be addressed such as proving fault and negotiating settlement amounts. An experienced attorney can help navigate these issues and ensure that your rights are fully protected throughout the process. Without legal representation from Kurtz, Peters & Associates, you may be taken advantage of by insurance companies who want to pay out as little as possible on your behalf.
Myth #3: There Are No Legal Penalties for Filing False Claims
Filing false claims is considered fraud and carries serious penalties such as imprisonment and fines up to $10k per incident in addition to any other criminal charges associated with fraud cases in Florida courtrooms. It is important to remember that misrepresentations or omissions of information during the course of a legal proceeding are considered fraud under both state and federal laws. As such, individuals should think twice before attempting to file false claims as they could face severe consequences if caught.
Myth #4: The Insurance Company Will Take Care Of You
Many people assume that if they suffer an injury due to someone else’s negligence or recklessness that the other party’s insurance company will take care of them financially—but this isn't always true. Insurance companies are businesses just like any other – their goal is to make money, and they may not always be willing to pay out a fair settlement amount. That's why it's important to have an experienced attorney who understands how insurance companies work and who can fight for your rights in court if necessary.
Myth #5: All Injury Claims Are The Same
No two cases are exactly alike—injuries vary from person-to-person as do circumstances surrounding how those injuries occurred. That's why it's important for us here at Kurtz, Peters & Associates to get all the facts before we represent a client so that we can tailor our approach specifically for them. We understand that every case is different and deserves its own unique approach in order for our clients to receive fair compensation for their losses.
With so much misinformation out there regarding personal injury law in Florida, it can be difficult to know what is true and what isn't. At Kurtz, Peters, and Associates, we strive to provide our clients with accurate information, so they can make informed decisions concerning their case. We hope this blog post has helped dispel some common misconceptions about personal injury law in the state of Florida. If you would like more information or have questions concerning your specific situation, please do not hesitate to contact us today ! We would be more than happy to assist you.
